Welcome to Focus Asset Management, LLC - Qualified Independent Cosigners
Focus Asset Management is a Qualified Independent Cosigning Firm dedicated in assisting homeowners in the final purchasing process of their home. We Pride ourselves in helping qualified families and individuals with an affordable solution that ensures professionalism and integrity throughout the final qualification process in obtaining a home. FOCUS Asset Management LLC
Imagine this: You get a modest windfall of cash, and it's just enough for a down payment on the home you've always wanted. What's more, the current real estate market is a buyer's dream, with houses going for pennies on the dollar in some cases. With great excitement, you call up your friendly neighborhood banker or mortgage broker and tell him the great news -- you're ready to buy a place of your own.
He asks you a few questions, they consult with you about your financial history, and then they come to the conclusion the only way you'll qualify for a home loan is to get a mortgage co-signer.
If anyone tells you that getting a mortgage co-signer is no big deal, don't be fooled: Getting a co-signer can be challenging. Essentially, a co-signer is someone who backs up your promise to make payments on a property. Many people need a co-signer in order to get a mortgage. You'll want to find a co-signer who's not only willing but also able to meet the bank's financial criteria. Your bank will look at factors that influence the co-signer's ability to pay, such as his or her income, other debts and assets, credit history and credit score. When evaluating the co-signer's creditworthiness, your lender may also factor in the debt of the new mortgage as well as housing costs like taxes, homeowner's insurance and maintenance fees -- even if the agreement between you and the co-signer is that he or she won't be living in the property or paying the mortgage.
That’s where Focus Asset Management comes in. Focus Asset Management is the stronghold you and your Financial Institution are looking for. We are Qualified Independent Cosigners that have a proven track record that meets all the criteria’s that most banks are looking for. Once we get you through the qualification process we then move rapidly preparing all the necessary paperwork to get you back in front of your mortgage lender for a final approval. Then it’s off to the closing, and the day you have been waiting for; the keys to your new home. With Focus Asset Management we believe the QIC process is just that simple. Qualified Consumers, Qualified Independent Co-Signers, is nothing short of a successful combination. Let Focus Asset Management put you in your dream home today.
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FOR SALE/RENT Focus Asset Management is a leading integrated firm that provides qualified individuals and families an affordable solution in obtaining their new home through the Qualified Independent Co-Signing process.